Money Tree Slot Machine
You've probably seen the Money Tree slot at your local casino or heard buddies talk about hitting a big win on it. This classic slot machine, originally created by IGT, has been a staple on US casino floors for years. But what makes it tick, and where can you play it online if you're in the US? We're breaking down everything from its quirky bonus rounds to the real odds of shaking the money tree for a payout.
How the Money Tree Slot Machine Gameplay Works
The Money Tree slot is a 5-reel, 20-payline video slot with a simple, nature-themed design. The symbols you'll see include watering cans, bluebirds, suns, and the Money Tree itself as the wild. The real action, though, is in the two distinct bonus features. The first is the Free Games round, triggered by landing three or more scatter symbols (the golden coin). You'll get 10 free spins where all wins are doubled. The second, and most famous, is the Money Tree Bonus. Land three or more Money Tree bonus symbols on an active payline, and you'll be taken to a second screen where you literally "shake" a tree to make bags of cash fall. You pick the bags to reveal instant cash prizes.
RTP, Volatility, and Your Real Winning Chances
This isn't a modern high-RTP online slot. The original land-based version of Money Tree typically has an RTP (Return to Player) around 92-94%, which is lower than most online slots you'll find today. It's considered a medium-volatility game. What that means for you is that wins can be decently sized when they hit, but you might experience longer dry spells compared to low-volatility games. Don't expect to get rich from the base game; the big payout potential is locked in those bonus rounds.
Where to Play Money Tree Slots Online in the USA
You won't find the exact IGT land-based version at most major US online casinos, but the good news is IGT developed an official online version. You can play IGT's Money Tree online slot at several licensed casinos in states like New Jersey, Pennsylvania, and Michigan. For example, you can log into BetMGM Casino or Borgata Online Casino in NJ, search the IGT section, and find it ready to play for real money. The online version faithfully replicates the bonuses and feel of the original.
Money Tree Slot Bonuses and Promotions
While you can't get a bonus specifically for the Money Tree slot, you can use a casino's welcome offer to fund your play. At Caesars Palace Online Casino, you might grab a 100% deposit match up to $1,000. Remember, bonus funds almost always come with wagering requirements, like 35x the bonus amount, which you'll need to clear before cashing out any winnings. Always check the game weighting; slots usually contribute 100%, so your spins on Money Tree will count towards that requirement.
Tips for Playing the Money Tree Slot Online
First, play the demo version first. Most US casinos offering the game will let you try it for free. Get a feel for the bonus trigger frequency. When playing for real money, manage your bankroll. The medium volatility means it's wise to set a loss limit for your session. Since the bonus rounds are the key to bigger wins, be patient. Finally, always check the paytable in the online version you're playing. Minor rule or payout variations can exist between different casino platforms.
FAQ
Can I play the Money Tree slot for real money on my phone?
Absolutely. The online version from IGT is fully optimized for mobile play. You can launch it directly in your mobile browser from casinos like BetMGM or DraftKings Casino, or sometimes through their dedicated app. The gameplay and bonuses are identical to the desktop experience.
What's the biggest win you can get from the Money Tree bonus round?
In the online version, the maximum win from the "Shake the Tree" bonus round is typically a fixed amount, often displayed in the game's help menu. It's usually a multiple of your total bet that triggered the bonus. While it's not a progressive jackpot, hitting the top prize can still mean a payout of several hundred times your bet.
Is the Money Tree slot better online or in a physical casino?
It depends on what you like. The physical machine has the tactile feel of pressing the button to shake the tree. The online version offers convenience, often lower minimum bets (you can spin for pennies online), and the ability to play from home. The core math and features are designed to be the same, so the choice is about your preferred environment.
What payment methods can I use to deposit and play Money Tree online in the US?
At licensed US online casinos, you can fund your account using common methods like Visa, Mastercard, online bank transfers (PayNearMe, ACH/eCheck), and PayPal in supported states. Some casinos, like BetRivers Casino, also offer direct cash deposits at partner cages in physical casinos. Always use the deposit methods listed in the cashier section of your chosen casino.